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Articles

Mar

13

Unpaid Medical Bills – Can It Affect Your Credit Report And Rating?

If you are planning to make an expansion in your power to make purchases as well as build credit, consider looking and applying for a credit card that will in the long run provide you more benefits. With technology and the internet, applying for a credit card is now easier provided you meet all the criteria needed to be pre-approved and approved.

For instance, if you have just recently been presented an offer to submit an application for a Capital One Card, you could immediately redeem your application that is pre-approved in only a few steps. Once you have received a reservation number, submitting an online application for a Capital One card is easy. Go to https://www.youreviewit.com/credit-cards/getmyoffer-capitalone-com-enter-reservation-number-to-apply to get started now.

The benefits of having a credit card are plenty. Besides credit cards being a very convenient payment method, they are also much safer to carry with you compared to cash. Most importantly, credit cards can aid in building your credit rating as long as you don’t fall behind with your payments. A positive credit rating will definitely be advantageous and useful when you decide to apply for a loan.

Can Unpaid Medical Debts Affect Your Credit Report?

Your credit rating and credit report are like snapshots of your finances which will represent you in the world of business. These can have an effect on how easily you could lease an apartment, get a mortgage, make big purchases, be approved for loans, as well as getting employed. Hence, it is important that you take care of your credit rating.

One of the major things that affect your credit rating is your payment history. Falling behind your payments, whether credit card payments, loan payments, or even your bills, will definitely affect your credit rating negatively. But what about unpaid medical bills, can this too affect credit report and rating?

Healthcare can be very expensive. Even if you have a health insurance, you could still acquire medical bills from various medical expenditures that weren’t covered by your insurance. And if you don’t make the necessary payments when the medical bills are due, they can be passed on to a collection agency. In the event this happens, this will most likely reflect on your credit report lowering your credit score.

How Medical Debts Can Affect Your Credit Rating

Yes, your unpaid medical bills could harm your credit report, however this doesn’t happen immediately. If you choose to disregard a bill you cannot afford to pay, this will show in your credit report. Typically, medical bills don’t show or reflect on your credit report not until they are directed to a collection agency to retrieve the payment as they can report this to credit bureaus. However, credit bureaus will have to wait up to 180 days prior to adding this to your credit report, which provides you time to create a payment plan or discuss the matter with your healthcare provider. If you fail to this within the given time, this goes in your credit report affecting your credit rating.

To keep medical bills out of your credit report, pay the medical debt if you could once you received the bill or invoice for your medical or healthcare service provider. If you can’t pay in full, talk to the billing department as they might permit you to negotiate for a lesser bill or perhaps set up installment payment plan. Bottom line is that you don’t wait too long or delay the payment so that your provider won’t hire a collector to recover your debt. If this happens, your credit rating and score will surely suffer.

Mar

13

Dressing Up: Juice Wrld Clothing For Style, PPE For Protection

When it comes to fashion, our choice of clothes builds and establishes our personal style. It can express and reflect what we promote and advocate and is also used as a means to stand out from the crowd, be noticed as well as to reinforce ourselves as professionals. Furthermore, our clothing and the way we dress provides a picture of our character and can also boosts our self-esteem and confidence particularly if we really feel good about what we are wearing.

JUICE WRLD clothing, for instance, features a wide variety of hip hoodies, tanks, T-shirts and more. The apparels are designed by different artists from all over the world which displays their creativity and style. With the extensive range of selections to choose from at JUICE WRLD clothing, there is definitely something that will match your taste. Furthermore, JUICE WRLD clothing is in remembrance of the late American rapper, Jarad Anthony Higgins, professionally known as as Juice Wrld.

Dressing For Protection – Personal Protective Equipment

In the medical and healthcare sector, certain apparels are used for its function as doctors, nurses as well as other healthcare providers have a high risk of being exposed to viral, bacterial, or biochemical hazards. This makes the use of the proper Personal Protective Equipment (PPE) extremely important and necessary, particularly while treating or getting in close contact with patients having indications of any viral infection. With the Covid-19 that broke out last year and still a risk at present, the demand for the proper PPE has risen exponentially and will certainly continue to increase not only in the next few months most likely for the next few years as the fight against Covid-19 is still on-going.

The Importance of Personal Protective Equipment

The PPE is a protective gear that is specially designed to create a kind of barrier between the wearer and germs and viruses. This barrier greatly lessens the chance for a person to be exposed to, touch, as well as spread germs. This is why the PPE is frequently use by workers in the medical and healthcare field as it helps in protecting their skin, nose, eyes, and eyes from viruses, deceases, infections and the like. Furthermore, the PPE plays a major part in preventing the transmission and spread of contaminants by means of body fluids, blood or respiratory secretions.

This is why the demand for the proper PPE has greatly increased following the outbreak of the Covid-19. It is imperative for healthcare workers to protect themselves as the virus is highly transmissible and spreads like wildfire. Similar to any waste that is contaminated, the likelihood of cross-contamination is always present, so it also crucial that any PPE used has to be disposed of the correct way.

Mar

13

How Drone Technology Is Used In The Medical And Healthcare Sector

The word “drone” would typically refer to an aircraft that is unpiloted. Also called “Unmanned Aerial Vehicles” or UAVs, these aircrafts can perform a variety of tasks that ranges from military operations to delivering packages. Drones comes in different sizes which could be as huge as a plane or as tiny as the size of your hand (or even smaller).

With the continuous advancements done to drones, even the best drone under 100 has the ability to carry out various tasks across the commercial, recreational, as well as industrial sectors, such as gathering data in real-time and in a cost-effective way. As drones now have new uses, features and applications, the use of drones by both individuals and companies is increasing.

Drone Technology In The Medical And Healthcare Sector

The drone technology has now also penetrated the field of medicine and healthcare where there are several powerful applications and features that can be used to show its impressive potentials. Let’s a have a look at some:

  • Transporting Emergency Medication or Equipment: Epi Pens, oxygen masks, and poison antidotes are only some of the medications and equipment that drones can transport which is truly a lifesaving possibility.
  • Reaching Patients in Remote Areas: In many cases, patients are located in remote areas or in places where the proper infrastructure and set-up for effective ongoing care as well as emergency care are lacking. With the use of drones, vaccines, telemedicine, medical supplies, or prescription drugs can be deployed for home healthcare.
  • Collection of Tissue and Blood Samples: Drone technology also make it possible to provide fully equipped labs with faster return transport which cuts down the needed time and effort by humans to carry out the task.
  • For Search and Rescue Operations: Thanks to drones, searching for injured or lost people in the mountains, at sea, or in the jungle and desert is made easier.
  • Response to Natural Calamities: Natural disasters like tornados, flood, earthquakes, fire, or extreme drought could slow down, hamper ore restrict medical or humanitarian personnel to deliver on-site intervention. Drone technology are of great help in these instances.

A lot of medical and healthcare organizations have already begun adopting mobile technology in order to resolve several problems that the sector and industry faces. With the continues improvements done to drone technology as well as in AI and robotics, certain tasks in the medical and healthcare field carried out by people can be done by these technologies reduce variability, mistake and cost.

Jan

13

Public Healthcare Basics


The recent Covid-19 Pandemic has shown the world one important thing in the society – Healthcare System. With lots of people getting exposed or having limited options, it’s time to think about the concept of Public Health and to make policies to improve Public Health Systems all around the world. Let’s begin with knowing is Public Health.

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