Whether surgical interventions, physiotherapy, psychotherapeutic treatment, or drugs – the health insurance companies cover all medically necessary services. In doing so, the health insurance companies must take into account both the gender-specific characteristics and the special concerns of people with disabilities and of chronically ill people. Medical progress also creates new therapeutic options – and thus better treatment options. This benefits all insured persons – regardless of the contributions they pay.
Why are health promotion and prevention important?
Most diseases are not congenital but occur in the course of life. There is a lot that people can do to prevent various diseases and improve their health. In a society of longer life, targeted health promotion and prevention are of crucial importance at all ages. Health-promoting and primary preventive measures are aimed at the behavior of the individual as well as the design of a health-promoting living environment. They help ensure that chronic non-communicable diseases do not arise in the first place or are reduced in their course, that people grow up healthily and age healthily and that their quality of life increases. These include healthy living, learning, and working conditions as well as regular physical activity. The so-called widespread diseases such as type 2 diabetes mellitus (diabetes) or cardiovascular diseases (e.g. heart attacks) can in many cases be avoided or positively influenced by a health-conscious lifestyle. Those who regularly do something for their health feel better both physically and mentally. The diverse health offers in municipalities/districts, kindergartens, schools, companies, and care facilities are therefore geared towards motivating the most varied of participants in the long term to adopt a health-conscious lifestyle.
What can you do yourself?
Health-conscious behavior, self-awareness, and regular medical check-ups or early diagnosis examinations can avoid health risks and burdens and identify the first signs of illness at an early stage, even before physical or mental complaints become noticeable. In addition to one’s own health-conscious behavior, such examinations are an essential component of health promotion and prevention. Many serious infectious diseases can also be completely prevented by vaccinations. Check with your doctor to ensure that you have all of the recommended vaccinations or are due to have booster vaccinations. All vaccinations are recorded on the vaccination card.
How do health insurances support health promotion and prevention?
Whether nutrition tips from professionals, Nordic walking for senior citizens, training to cope with stress or health-promoting offers in schools and companies such as auskunft db, or digital prevention courses – today there is a multitude of offers to actively do something for your health. Insured persons can inquire with their health insurer what options there are for primary prevention and health promotion. The health insurance companies provide their insured with quality-assured offers for health promotion and prevention in their area and subsidize their use. They also reward the health-conscious behavior of their policyholders as part of bonus programs. The preventive and early diagnosis examinations for children, adolescents, and adults regularly offered by health insurers should be used. At the beginning of a calendar year, health insurance informs their insured about all measures and offers for health care and early detection.